Contact Us: (865) 548-4084​
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      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
      • Long Term Care Insurance
      • Medicare Advantage Plans
      • Medicare Supplement Coverage
      • Vision Insurance
    • Business >
      • Ancillary Insurance
      • Workers Compensation
      • Employment Practices Liability Insurance
      • Business Owners Package (BOP) Insurance
      • Business Insurance
      • Group Benefits
      • Insurance Bonds
    • Vehicles >
      • Auto Insurance
      • Boat Insurance
    • Life/Financial >
      • Life Insurance
      • Disability Insurance
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Auto Insurance

Get an auto insurance quote from our agency and you may save thousands of dollars a year. It only takes a few minutes to find out how much we can save you!

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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Auto Insurance Coverages

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:
  • Bodily injury liability - for injuries the policyholder causes to someone else.
  • Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
  • Property damage liability - for damage the policyholder causes to someone else’s property.
  • Collision - for damage to the policyholder’s car from a collision.
  • Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
  • Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.
(865) 548-4084
1155 Cherokee Rd
​Alexander City, AL 35010
Click Here to Email Us
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BMHRS, Inc
1155 Cherokee Rd
​Alexander City, AL 35010
(865) 548-4084​
Click Here to Email Us

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Thomas D. Russell House, Russell Family Historic District, Alexander City, Alabama.jpg Photo by Mthunter58 | CC-BY-SA-4.0 | Website by InsuranceSplash